Nationwide Direct Private Lender

A&J funding offers new construction, construction-completion, and rehab loans.

A&J funding originates commercial and residential construction/rehab loans Nationwide. We understand that time is of the essence with all construction/rehab projects. Those involved in the field of construction require deal certainty to ensure the swift execution and profitability of their construction/rehab plans. Our borrowers are well into the first if not second phases of their projects in the same time it would take to secure a conventional construction loan.

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$500,000 to $10,000,000 million loans

Our goal is to provide quick, transparent and stress-free closings that help developers, rehabbers, and homebuilders complete their construction projects faster.

We can finance single family homes and 1-4 units as well as apartment, retail, industrial and office buildings. In some instances we can even finance tenant improvements. At A&J Funding, we fully grasp the complexities associated with constructions projects. Consequently, we tailor a loan’s structure, including interest reserves and construction draw schedules, to meet our borrowers’ needs.

Subsequent to closing, we work closely with our borrowers to ensure the successful completion of their construction projects. Depending on the loan, we can often offer in-house fund control at no additional cost.

While banks are still in loan committee, A&J’s construction borrowers are out of the ground and on their first or second draw. A&J’s construction loan program is the fastest, simplest financing of its kind in the market today.

Interest Rates

Starting at 6.0%

Financing Types:

First Trust Deeds Only

Loan to Cost:

Up to 80%

Property Types:

  • Residential (Business Purpose)
  • Multi-family or broken projects
  • Commercial Properties

Construction Loans

Responsive and accessible, A&J construction loans are a favorite among the building industry.

  • Up to 24 months, or more, depending upon the scope of the project
  • No prepayment penalties or yield maintenance
  • Can accommodate multiple phases and sensible, market driven partial releases
  • Same-day turnaround on A&J’s expression of interest
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A & J
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Hello, Welcome to the A&J. Your partner in private lending.
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