Millions in Private Funding,Lightning Fast Closings.
Your partner in private lending.
Private Money.Rapid Closings. Real Results.
We provide same day loan commitments and blazing fast closings.
Top Rated Mortgage Lender
We specialize in “lightning fast” closing of bridge, rehab and construction loans for developers and operators.
Creativity
We have flexibility, banks don't. If you don't see the exact loan type for you, reach out to us anyway-we might very well find a way to make it work.
Refinance GuidePeople
Behind every amazing project are amazing people. To us, you're truly a business partner
Calculate Your PaymentGrowth
Don't be limited by your access to funding. We invest in people and their ideas.
Broker ProgramCalculate your Mortgage
Are you ready to start your project? Request a Loan from A&J Funding Today.
A&J Realty Investments & Funding provides borrowers with direct access to private capital through the financial strength and liquidity of the Fund.
78%
Business from Referrals
45+
Minute Verbal Commitment
Our source of capital comes from investors in the Fund, which includes family trusts, high-net worth individuals, and hedge funds.
A&J Realty Fund has a simple online process for loan applications
A good faith estimate of all loan costs will be provided free-of-charge after loan request.
Apply Now
Flexible Underwriting Guidelines
We're a private portfolio lender. Therefore, we have easy income underwriting guidelines for investors and self-employed borrowers.
Minimal Documentation
We use common-sense underwriting principles to examine the character, experience, and capacity of each borrower, and have flexibility in our documentation requirements.
Fast Closings
Our clients compete successfully against cash buyers. We are typically able to close within one week from submitted documents.
We invest in people and their ideas
We offer a variety of loan products and flexible loan terms to fit all your capital needs, no matter how big or complex.
544+ Reviews
Jonathan helped my husband and I refinance our house and purchase an investment property. Anyone could have done that but what I really liked about him is that he was extremely ethical. He carefully listened to our concerns and gave us excellent advice. He was also very patient. I would absolutely recommend him and do business with him again especially if you are a first-time investor.
Jacey Williams
05 days ago
In an Industry known as sometimes scary and possibly even shady… These guys take professionalism to the max! Mikey has helped numerous referrals, and everyone has been exceptionally taken care of.
George D. Woods
03 days ago
We financed a two-flat with A&J Realty Fund earlier this year and are currently on our second project with them. Throughout our relationship with Michael Oliver, we have found the staff to be courteous, professional, and highly efficient. We recommend this company and will be using them again in the future.
Alex Grimm
02 days ago
