Nationwide Direct Private Lender

*We can get you a loan commitment the same day and close within five business days of appraisal and title.

A&J Realty Fund was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors.

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We provide same day loan commitments and blazing fast closings*.

Fix and Flip Loans

Fix and Flip Loans

Our fix and flip loan program has helped our borrowers excel as real estate investors and maximize their profit. A&J Funding provides fix and flip loans for investors purchasing residential and commercial properties. As a direct lender, we underwrite in house and have the capital to close quickly. We look forward to helping you succeed by financing your next investment property.

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Bridge Loans

Bridge Loans

A&J Funding originates bridge loans secured by commercial and residential real estate in major metropolitan areas. Our goal is to provide quick, transparent and stress-free closings to help our borrowers execute their business plans without the headaches and months-long waiting period associated with conventional loans.

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Vacation Rental Home Loans

Vacation Rental Home Loans

Our vacation rental loan program is underwritten based on property level cash flow and borrower credit, rather than the borrower’s income. As a result, our vacation loans are the market leader for self-employed investors and investors building a portfolio of vacation rental properties.

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Construction Loans

Construction Loans

When it comes to construction financing, a quick closing can mean the difference between a profitable project built on time and under budget or another lost opportunity. Given the risk that comes with rapidly changing market conditions, A&J Investments & Funding’s deal certainty can be a game changer for the experienced builder.

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Investor Line of Credit (LOC)

Investor Line of Credit (LOC)

Today's market is competitve, as a real estate investor, having a variety of financing tools at your disposal is a key component for executing your deals. Access to an Investor Line of Credit (LOC) is what every investor needs in their arsenal as a way to free up funds, whether it's for purchasing rental properties, rehabbing properties, paying off balloon notes, or purchasing raw land; it's clearly a smart choice.

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Cannabis Real Estate Loans

Cannabis Real Estate Loans

A&J's Licensed Cannabis Loan Program greatly increases a borrower’s ability to acquire, improve, and/or repurpose real property associated with the licensed cannabis industry, without having to use all cash, which increases buying power and investor returns.

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